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Privacy Policy

Last updated: March 2026

Introduction

Hybrid Risk Insurance and Risk Services (“Hybrid Risk,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

Information We Collect

We may collect the following types of information:

  • Personal Information: Name, email address, phone number, mailing address, and other contact information you provide when requesting a quote, certificate, or contacting us.
  • Business Information: Business name, industry, number of employees, payroll data, and other information necessary to provide insurance quotes and services.
  • Website Usage Data: IP address, browser type, pages visited, time spent on pages, and other analytical data collected through cookies and similar technologies.

How We Use Your Information

We use the information we collect to:

  • Provide insurance quotes, policies, and related services
  • Communicate with you about your coverage, claims, and account
  • Process certificate requests, policy changes, and payments
  • Improve our website and services
  • Comply with legal and regulatory obligations
  • Prevent fraud and protect our business interests

Information Sharing

We do not sell your personal information to third parties. We may share your information with:

  • Insurance Carriers: To obtain quotes, bind coverage, and service your policies
  • Service Providers: Third-party vendors who assist with website hosting, payment processing, and business operations
  • Legal Requirements: When required by law, regulation, or legal process

Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the Internet or electronic storage is completely secure, and we cannot guarantee absolute security.

Cookies and Tracking

Our website may use cookies and similar tracking technologies to enhance your browsing experience and collect usage data. You can control cookie settings through your browser preferences.

Your Rights

You have the right to request access to, correction of, or deletion of your personal information. To exercise these rights, contact us using the information below.

Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically.

Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us: